What is Optimum?

Optimum is a prepaid Mastercard in which you can topup easily at any time. You can top up your prepaid master card easily via your bank account or by tranfering your wages, topup with cash or even a debit/credit card. Its designed to look exactly like a credit card, with its credit card number, signature strip and electronic chip and can be used anywhere in the world that dons the Mastercard® logo.

BUT

Optimum is NOT a credit card, so you have no credit. It is not a debit card, so there is no direct link to yobank account.

So what is the use of it?

Well, with the Optimum prepaid Mastercard you cannot go overdrawn, so you needed worry about what credit and debit is transfering from the card. You cannot borrow money ever, so it is very easy to resist the temptation of getting yourself into debt with the Optimum pre paid mastercard. YOU can stay in complete control of your finances.

WHATS MORE - The fact that you can transfer money for free of charge, so you can rest assured that when you come to paying your shopping bill your credit card is not going to be declined. You can manage your money online and when you are abroad, ad you can have additional cards for your family, or for close friends, so you can easily and securely share your money.

So the benefits again?

FREE credit top up
Online top up locator
online exchange rate calculator